HOME, AUTO, BOAT, RV, MOTOR HOME, MOBILE HOMES, TRAILERS, COMMERCIAL
Help you avoid problems when you have a problem.
American Development Communities, Inc. © All Rights Reversed
American Development Communities, Inc. Is a real estate brokerage and an independent insurance agency. Formed in 1992 from a family owned and operated real estate and construction company, ADC Agency is well situated in the business of providing families and businesses with professional risk management assistance, asset protection and structuring. We are in the business of serving our clients and the community with the best protection and service possible. It is our job to help you avoid problems, when you have a problem.
FREE OF CHARGE
Avoiding problems when you experience an unexpected accident, catastrophe, you can rest assured your Professional, ADC Agent, has provided you with the protection you deserve.
Highly trained, licensed, professionals work to assist you in tailoring your protection, to suit your needs. Then reviewing your protection package annually, with you, to provide you with the best protection possible. Having a problem, then discovering a known issue wasn’t covered is not a good outcome. Our job is to help you avoid problems, when you have a problem.
Our Professionals will consult with you to determine the best solution to cover your needs. You may be provided with several options. ADC does not represent just one or any particular carrier. ADC Agency is an Independent Agency and has many carriers to select from. ADC’s Professionals help you select the carriers that best address your needs. For example you may desire a carrier that provides, home systems protection. That is easy for our team.
YOU MAY BE ASKING YOURSELF, WHY DO I NEED AN INDEPENDENT INSURANCE AGENCY?
If you’re young enough that you can’t remember a world without the Internet, you’ve probably asked these questions at one time or another. Similarly, you may have wondered: Why does anyone need a travel agent? Or a piano teacher? Or a book store? Everything they offer can be found online… Right?
Okay, okay, before we go down the rabbit hole of seemingly obsolete resources, let’s clear up a few basic points.
What does an independent insurance agency do?
An independent insurance agency represents you (the client) in the process of shopping for the best coverage at the most competitive rates, providing a free service for the client. This might include coverage for your car, your house, your apartment, condo, or business. “Shopping” isn’t even the best word for it, because insurance policies aren’t like products you can grab off the shelf. Still, it may help to think of an agency as a buyer’s assistant.
Independent insurance agencies have access to different insurance carriers. Really good agencies—like ours!—have relationships with dozens of different carriers, not just two or three. And some of these companies will only work with clients through insurance agencies. That means if you’re shopping for insurance all by yourself, online (which you shouldn’t do, by the way), you will miss out on some of today’s better options. Insurance agents are highly trained professionals who can help you avoid mistakes that turn into financial disaster and law suits. Helping you avoid problems when you have a problem is the goal of the Independent Insurance Agent.
Using quoting tools, an agency can request “quotes” from multiple carriers, and then present these options for you to review and decide. In effect, an agency creates a competitive environment, wherein more carriers are competing to get your business. Ultimately, you get all the protection you need for the best possible price.