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A business automobile policy (BAP) provides coverage for a company's use of cars, trucks, vans, and other vehicles in the course of carrying out its business. Coverage may include vehicles owned or leased by the company, hired by the company, or employee-owned vehicles used for business purposes.


If your business uses autos, it probably needs commercial auto coverage. A business auto policy protects your company against financial losses that result from auto accidents. It covers lawsuits against your firm for injuries or property damage claimants have allegedly sustained in auto accidents for which your company is responsible. The policy also covers the cost to repair physical damage to your vehicles.


Business owners should not rely on a personal auto policy to cover vehicles used for business purposes. Personal policies are intended to cover individuals and their family members, not business operations. Consequently, most contain exclusions that eliminate coverage for many business-related exposures.


Work with one of  the ADC Licensed Professional Agents to create the best coverage, from the best insurance company at the best price.  Different types of businesses need different types of coverage to protect them such as a heating and air company needs different coverage than a concrete company or delivery service.   Our lLicensed Professionals are trained to assist you in protecting your business.

Auto Form

Click on the button below and you will be taken to the Auto Form page. There you will be able to enter information for either or both personal and commercial vehicles.  Businesses usually have several vehicles and may need to upload lists and/or the declaration pages of current insurance. These lists include the drivers working for a company, their names, license numbers, state licensed, dates of birth, types of license, personal, commercial, etc..  We may ask for photos of the vehicles all sides to determine existing damage.

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