Before a lender hands over the money (and the mountain of paperwork) that allows the buyer to close on a place to call their own, they’re going to ask a simple question: Where’s home insurance policy?
Yep — the lender is going to want to protect its investment by requiring the Purchaser to insure the home against some common problems. But not before the problem at hand is tackled — coming up with a policy before the client’s closing appointment.
Getting started with home insurance.
There are lots of ways the Client could go about purchasing home insurance. The lender may have a suggestion. The Client’s real estate agent could have one as well. Those suggestions could be fine, but they also might have someone else’s best interests in mind instead of the Purchaser.
What about one of those companies that run the funny commercials on television? Wouldn’t that make a good choice? Step back a minute: Do you really want to base a decision to protect what’s likely the largest investment the Purchaser will ever make on the clever remarks of a lizard or an enthusiastic guy with an Ostridge? Please say no.
We can help. Partner with us and we will help take care of the details.
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You may wish to view our website and learn more about our company. Please click on the HOME button below and you will be taken to our home page. Our website is designed to provide a mechanism for beginning a dialog between our Professionally Licensed Agents and any party interested in obtaining our services. The ADC Agency does not represent any particular insurance company. Instead our job is to advise and counsel clients on what is available and what each company has to offer. We do not quote prices, that is the job of the insurance companies. We evaluate the quotes and coverage from a multiplicity of carriers. We assist our clients and our partners in finding the right coverage at the right price. The goal is to prevent coverage gaps in the event of a claim and keep the premium in line. Partnering with Professionals involved in the process of helping home buyers we are able to sort through the details and structure coverage to suit the buyer’s needs and comply with mortgage requirements. We bundle insurance policies where possible to obtain the best pricing.
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