HOME, AUTO, BOAT, RV, MOTOR HOME, MOBILE HOMES, TRAILERS, COMMERCIAL
Help you avoid problems when you have a problem.
Mobile and Manufactured Home Insurance
Our Mobile Home Insurance has you covered:
This means we cover most direct, sudden and accidental physical losses like: fire, lightning, explosion, vandalism, landslide, falling objects, explosion, attempted or actual burglary or robbery, water damage from bursting pipes, damage by wild or stray animals, collapse from the weight of ice and snow, and wind or hail damage.
Optional Replacement Cost
Purchase Optional Replacement Cost coverage and get a settlement that reflects the cost to replace the damaged items with new property of comparable material and quality, without any deduction for depreciation. In most states, you can receive up to an additional 20% of the amount of insurance for your home if needed to replace your home!
Agreed Loss Settlement
If your home is destroyed by an insured loss, you receive the full amount of insurance for your home (minus any applicable deductible). No hassles.
This provides coverage if you're found legally responsible for an accident that causes injury or property damage to someone who doesn't live in your home. It covers costs like their medical bills, lost wages, pain and suffering, and property damage.
We offer all the "EXTRAS!"
Additional Living Expenses
Trees, shrubs, plants and lawns
Emergency Removal Service and
Emergency Repair after a loss
Credit card and check forgery
Fire Department service
Food spoilage coverage
Popular coverage options to choose from:
Hobby farm or ranch liabilityIdentity fraud expense and management including monitoring
Incidental business liability
Water damage from sewers and drains
Trip coverage when moving your home
Personal Liability coverage on additional residences
Scheduled Personal Property coverage
Replacement cost coverage (mobile home, other structures and personal belongings)
American Development Communities, Inc. © All Rights Reversed
Click on the button below and a form will be available for you to complete and send to us the information to start your personalized estimate of coverage and premium. A Professional, Licensed insurance agent will contact you do discuss your needs and desires.